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Most people spend the biggest proportion of their lives at work or thinking about work. They are usually paid a predetermined salary for the work they do. Their employer is in effect offering them a fee for their time and the service they render. Millions of people will eat dirt and absorb serious stress for a below par regular income. Their employers buy their souls with a promised monthly income.
This type of person will rather eat dirt than give up the so-called security they think they have working for a company. Not everybody is an entrepreneur or bold enough to do their own thing. They are horrified when they think of the possibility of the loss of their regular cheque at the end of each month. What they fail to understand is that the whole world is moving towards self-employment. More and more people find it difficult and even impossible to find a job. Companies are downsizing at an alarming rate.
Our belief systems have been controlling our attitudes regarding money matters. If you want to earn more money or retain more of the money that you earn you must modify your beliefs regarding financial matters.
You will never retain money if you fail to identify the things that you do that unnecessarily drain money out of your finance reservoir. Before we look at wealth building, we must first identify the weaknesses in our money spending style. We must bring our outflow under control and make sure that it does not exceed our inflow.
No wealth building can ever take place if the outflow continually exceeds the inflow. Why not sit down right now and do a budget. Not a flimsy budget, but a fully-fledged budget that shows your regular spending patterns. You will be amazed how few people even do simple budgeting.
I have made many stupid mistakes in my life, but my inability to monitor inflow and outflow tops the list. When you are young, you seem to develop an urge for ?instant gratification?. Most of us allow our desire for ownership to arrest our ability to think in a rational and objective manner.
I WILL TAKE A HARD AND CLOSE LOOK AT MY INFLOW AND OUTFLOW PATTERNS REGARDING MONEY MATTERS TODAY!
The point that I am trying to make is that you have certain skills and are usually paid by somebody for your services. Most employers pay their workers just enough to keep them and the employees in turn do just enough not to get fired. This deadly cycle keeps people bound for the best part of their lives in careers that tend to lead nowhere.
Most people do not have the heart to go it alone and as such become some kind of glorified slave for those that do. It is a fallacy that you receive bullet-proof security when you work for a company. Just look around you and see the endless number of businesses that fold, merge or downsize in your area. What happened to the people that once worked in these so-called ?secure? environments? Most of the security seekers are already in a new financial trap or sit at home and contemplate the unfairness of life.
?When opportunity knocks on your door, listen and validate. Do not hide under the bed until you think it is safe to come out again. You can never become a financial giant while you work for someone else. Why will your so-called security provider share the cream with you will you are satisfied with the crumbs? Many companies use the following formula. A worker must be worth at least five times what he is paid or he is viewed as a poor investment and are usually replaced. You are the one that decides your self-worth and people usually pay you what you think that you are worth. By simply changing your perception of your worth, you can change your life!
Rene
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