Monday, May 28, 2012

David Beckham: Shirtless, Wet in Elle UK


Elle UK has featured celebrities, models, athletes and everyone in between on its cover over the years, but never has a man appeared ... until now.

Who better than David Beckham to break the gender barrier?

The 37-year-old soccer star shows off tattooed arms and well-coiffed hair while wearing a simple short sleeved grey sweatshirt in the cover pic:

David Beckham Elle UK CoverDavid Beckham Shirtless Photo

The inside photo, featuring a shirtless David Beckham emerging from a pool in only a pair of soaked Dior Homme, may be even more noteworthy.

Inside the issue, available May 30, Becks muses on fame, fatherhood, marriage and ... whatever if you're still reading this, just look up and enjoy.

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Home Improvement for Windows | PliggThis

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Sunday, May 27, 2012

Sweden's Loreen wins Eurovision song contest

Swedish Loreen performs during the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Sunday, May 27, 2012. (AP Photo/Sergey Ponomarev)

Swedish Loreen performs during the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Sunday, May 27, 2012. (AP Photo/Sergey Ponomarev)

Swedish Loreen performs during the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Sunday, May 27, 2012. (AP Photo/Sergey Ponomarev)

Swedish Loreen performs during the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Sunday, May 27, 2012. (AP Photo/Sergey Ponomarev)

Swedish Loreen performs during the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Sunday, May 27, 2012. (AP Photo/Sergey Ponomarev)

The Baku Crystal Hall is lit by lights prior to the final show of the 2012 Eurovision Song Contest at the Baku Crystal Hall in Baku, Saturday, May 26, 2012. (AP Photo/Sergey Ponomarev)

BAKU, Azerbaijan (AP) ? Sweden's Loreen clinched the top spot at this year's Eurovision Song Contest with her dance hit "Euphoria," pushing aside competition from a sextet of Russian grannies and a Serbian balladeer.

Juries and television viewers from across Europe awarded Loreen a total of 372 points, handing her an easy win in an event that ended in the early hours Sunday in host country Azerbaijan. Sweden will take over hosting duties next year.

Softly spoken Loreen, a 28-year-old of Moroccan-Berber descent, thanked her fans for their support.

"I wouldn't have been able to do this without you. Thank you so much," she said after her victory was announced.

Russia's Buranovskiye Babushki garnered much public affection for their cute onstage presence, but their folksy dance ditty "Party for Everybody" couldn't quite match Sweden's more contemporary offering and ended up second on 259 points.

Zeljko Joksimovic, a Eurovision regular from Serbia, came in a distant third with his slow and stripped-down "Nije Ljubav Stvar."

The 57-year-old pan-European competition viewed by some 125 million people worldwide is hailed by its legion of devoted fans as harmless, kitschy fun that allows Europeans to forget their differences ? and economic troubles ? for at least one night. The winner is picked by juries and television viewers across the continent, so a broad appeal is deemed key to success.

Amid the usual jamboree of youthful exuberance ? and questionable taste ? a pair of elderly acts had featured among the most high-profile contenders.

The UK's black-clad veteran crooner Engelbert Humperdinck, who Scottish comedian Robert Florence acerbically remarked on Twitter looked "like an inaccurate waxwork of Johnny Cash," proved a flop, however, scoring a dismal 12 points. Only Norway's Tooji did worse, coming 26th with seven points.

The Buranovskiye Babushki offered a static stage show, but did liven up their rendition of "Party for Everybody" with some choreographed baking in an onstage oven.

Europe's more boring countries lived down to expectations with performances that were forgotten even before they were over. Slow ballads were very much the flavor of the evening, with Estonia arguably achieving new depths of bland.

Past the half-way mark, Romania's six-piece Mandinga mercifully livened up proceedings with a pounding musical potpourri of bagpipes and brass, extravagant wardrobe choices, and a sultry performance by lead vocalist Elena Ionescu.

Winner Loreen went for the windswept look as she battled a wind machine to belt out the club music-lite hit "Euphoria" and assay some vaguely robotic dance moves.

Once the competitive section of the show was over, Emin, the pop star son-in-law of Azerbaijan's authoritarian President Ilham Aliyev, was winched down onto the stage to perform his own song.

Emin's inclusion in the night's entertainment roster raised eyebrows and refreshed claims of the rampant nepotism that is widely said to benefit members of Aliyev's family.

Azerbaijan, a comparatively little-known former Soviet republic, dug deep to make sure it took full advantage of its rare moment in the world limelight.

The new Crystal Hall concert venue, a light-bathed arena on a point jutting out into the Caspian Sea, cost $134 million to build and was put up in a speedy eight months. Countless more millions have been spent embellishing the capital, Baku, and buying a huge fleet of brand new London-style taxis.

Such profligacy has aroused concerns about the spiraling costs involved in holding the contest in times of austerity.

"At the moment, if the costs are growing more and more every year and it needs to be more splendid, there are countries that would have huge difficulties, especially with financial situation in Europe at the moment, in organizing it," said Annika Nyberg Frankenhauser, media department for the European Broadcasting Union, under whose auspices Eurovision is held.

Rain fell hard throughout the night in Baku, although diehard Eurovision fans were not deterred, and stuck it out on the windswept seafront promenade to cheer along their contestant in front of the big mega-screen provided.

Amid the glitz, antigovernment activists have held a number of protests in the week running up to the final, seizing on the opportunity of the increased international media presence to draw attention to what they describe as the government's authoritarian style of rule.

On Friday, police quickly shut down a small flash mob near the competition venue, roughly dragging away dozens of demonstrators and stuffing them into waiting buses, at least of one which bore a Eurovision logo.

Three demonstration participants were sentenced to jail terms of five and six days on Saturday, while 17 others were fined 20-25 manat ($25-32).

Associated Press

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UConn Baseball Team Ousted From Big East Tournament By South Florida

The University of Connecticut baseball team was ousted from the Big East Championship Saturday in Clearwater, Fla., after losing two games to the University of South Florida.

In the first game, which UConn lost 1-0, UConn sophomore lefthander Brian Ward of Milford allowed just one hit, but it was the only hit that mattered ? a home run by South Florida's Jimmy Falla in the top of the fourth.

USF senior righthander Derrick Stultz (9-1) pitched a complete game, giving up three hits, walking two and striking out four. Stultz this season has given up no runs and seven hits in 15 innings against UConn.

Ward (3-5) struck out six and walked four in his first start since facing USF on May 13. Junior righthander Pat Butler pitched 3? scoreless innings out of the bullpen in his third relief appearance of the season. He walked four and struck out three.

Falla had the only two hits of the game for the Bulls. He singled in the eighth, but was picked off first by catcher Joe Pavone. For the Huskies, junior second baseman LJ Mazzilli, Tom Verdi and left fielder Eric Yavarone all singled.

In the second game, a 2-1 win for South Florida, UConn struck first with a run in the sixth inning. Senior first baseman Tim Martin lined a two-out double off the wall in right and scored on a single past third by Mazzilli.

Freshman righthander Carson Cross, in his second start of the season for UConn, went 5 ? innings, giving up no runs on four hits and striking out one.

Junior righthander Dan Feehan came on in relief with two on and two out in the sixth and ended the inning on a groundball to first on just one pitch. In the seventh, things fell apart for Feehan (1-2) after a walk, base hit and balk put two in scoring position with nobody out. Two wild pitches by Feehan brought in the tying and winning runs.

UConn had a runner on second with no one out in the ninth but could not score.

The Huskies finished 31-27-1. The Bulls play St. John's Sunday at noon for the tournament title.

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Etan Patz case: NJ man charged with murder

The former construction worker and father to a college-aged daughter confessed to killing Etan Patz, who disappeared from New York City more than three decades ago. NBC's Ron Allen reports.

By Jonathan Dienst and Shimon Prokupecz, NBCNewYork.com

A former bodega stock clerk arrested for allegedly luring 6-year-old Etan Patz off a SoHo street and strangling him in a basement has been placed on suicide watch at a hospital as a precaution, NBC 4 New York has learned.

Pedro Hernandez, 51, was arraigned from Bellevue Hospital via video feed on a single charge of second-degree murder. The charge comes 33 years to the day that Patz disappeared off a SoHo street in a tragic case that mystified New York City for decades.

Read the criminal complaint against Pedro Hernandez

According to the criminal complaint, Hernandez told police he strangled Patz and placed him inside a plastic bag, causing his death. His court-appointed lawyer, Harvey Fishbein, told the court that Hernandez is a schizophrenic and had both auditory and visual hallucinations. Fishbein requested hearing to determine his client's mental fitness.


Hernandez is in isolation and receiving a medical evaluation at the hospital. Another source told NBC 4 New York that this evaluation is precautionary and that such extra steps in a case like this are often routine.?

From the first database for missing children to amber alerts, the Etan Patz case spurred new technologies to aid authorities and the public in locating children who disappeared. NBC's Chris Jansing reports.

For more, visit NBCNewYork.com

Relatives have said Hernandez has a history of some mental issues.

Patz vanished on his way to a school bus in a case that drew international attention and changed the way parents felt about letting their young children go off alone.

Police said Hernandez had admitted to luring Patz into a bodega where he worked, near the boy's house, and choking him to death in the basement.????

Police Commissioner Ray Kelly said police focused on Hernandez, who now lives in Maple?Shade, N.J., after the Missing Persons Squad received a tip from someone who remembered Hernandez speaking of having killed a child.

"In the years following Etan's disappearance, Hernandez had told a family member, and others, that he had 'done a bad thing' and killed a child in New York," Kelly said.

A former bodega stock clerk has been arrested for allegedly kidnapping and killing 6-year-old Etan Patz in New York City in 1979. WNBC-TV's Jonathan Dienst reports.

Based on that information, police went to question Hernandez.

Kelly said Hernandez, who worked at the bodega for about a month, confessed to police after he was picked up Wednesday night. Some of the interviews were conducted at the scene of the crime, Kelly said.

Kelly said the suspect had not given a reason for attacking Patz and said there was "no reason at this time" to suspect the boy was sexually abused. He said it was "unlikely" Patz's remains would ever be found and that Hernandez told them he put the boy's body in the trash.

Watch US News videos on msnbc.com

Hernandez's lawyer on Friday asked reporters to be respectful of some of Hernandez's relatives assembled at the courthouse, including his wife, daughter and another man, who huddled together on a wooden bench, turning away interview requests for more than an hour. ? ? ?

"It's a tough day. The family is upset. Please give them some space,'' Fishbein said.

His sister, Maria, who did not want her last name used, told NBC 4 New York on?Thursday that her heart ached over the news of her brother's arrest and said she couldn't believe it. She said Hernandez had three children of his own and came from a family of 12 that emigrated from Puerto Rico in 1973.

Mayor Bloomberg said Thursday that the disappearance of Patz "broke the hearts of millions" across the nation, especially parents, and expressed sympathy again for the boy's family.

"I certainly hope that we are one step closer to bringing them some measure of relief," he said.

Manhattan District Attorney Cy Vance had pledged to reopen the decades-old cold case when he took office in 2010.

See a timeline of the case here

The exhaustive search for Patz was renewed several weeks ago when police dug up the basement of a handyman's workshop near where Patz disappeared. A new layer of concrete had been laid over the foundation of the basement shortly after the boy vanished.

That search yielded no new evidence.

A lawyer for the handyman, Othniel Miller, said his client is "relieved by these developments, as he was not involved in any way with Etan Patz's disappearance."

One other man had remained a longtime possible suspect: Jose Ramos, a drifter and onetime boyfriend of Patz's baby sitter. But there was no hard evidence linking Ramos to the crime.

He is in prison in Pennsylvania on a separate case.

The boy's parents, Stan and Julie Patz, were reluctant to move or even change their phone number in case their son tried to reach out. They still live in the same apartment, down the street from the building that was examined in April. They have endured decades of false leads, and a lack of hard evidence.???? ?

Police said the family had been notified of the arrest. See more about that here.

Stan Patz had his son declared legally dead in 2001 so he could sue Ramos, who has never been criminally charged with the boy's death and denies harming the boy. A civil judge in 2004 found Ramos to be responsible for the child's death.

More content from msnbc.com and NBC News:

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Risk Blog: Pre-Retirement Risks


Pre-retirement Risks or What Can Derail a Retirement Plan
?There is always risk in the stock and bond markets. Risk is the source of returns. The greater the risk, the higher the expected return.?

Dan Solin, A Rational Response to Irrational Market Anxiety

I will discuss today the many hazards that can occur before we hang our hat and decide to retire.

Honey I?m retired

For many of us, retirement does not start the day after our retirement party. We gradually reduce the work portion of our life and replace it with more of the leisure portion. We may leave our last nine to five job and start our own business, working part-time or on a contractual basis. The next thing you realize is that you actually have started your retirement. This situation provides a nice transition, but has to be managed with solid planning.

The more common situation is a loss of employment, or reduced employment, and the unpredictable nature of it is harder to manage. How can we prepare for this? We need to bridge the period between this forced retirement and the actual planned retirement age.

We need to ensure we won?t suffer devastating investment losses by investing more conservatively. We also can plan our income and expenses for the next few years and determine how we can meet our budget with severance, early retirement company pensions, Canada (or Qu?bec) Pension Plan and whether we can find part-time or contractual work.

If income is insufficient and expenses cannot be reduced further, we can look into updating our skills to areas that are more in demand. If this is not possible, then we may need to start drawing from invested assets. In years of low or no income, it may make sense to withdraw from an RRSP, as the tax on these withdrawals will be minimized.

The date choosing you

There are two other circumstances that can give rise to a forced retirement: health issues and disability. Declining health prevents us from working among other activities and is expensive with the cost of care and drugs. The cost side can be managed with personal health insurance, but the loss of income has to be compensated by a reduction of expenses and withdrawal from invested assets.

Disability is also a health issue, but it can be managed with disability insurance. Workplace benefits always include a long-term disability plan and you should purchase it. If not available, personal disability insurance may be an option, although premiums for individuals are higher.

Savings setback

Over the long-term, equity markets have historically delivered solid returns, and we can cautiously expect this to continue. In theory, we take more risk to achieve greater returns. Equity and bond markets are volatile, that is, returns are not stable. So we may ? and do ? experience regularly a few bad years in a row, followed by good or spectacular returns.

A few years of bad returns may occur at exactly the wrong time: just before retirement. For example, if your investments dip by 20%, then you probably should cut back withdrawals during retirement by 20%.

In the last few years, segregated funds with a guaranteed minimum withdrawal benefit (GMWB) sold by insurance companies have been quite popular. In exchange for higher fees, a guaranteed minimum income of 5% of assets is payable for life. This provides a safety net against devastating market losses. Two comments on GMWB: if you stay invested for the long-term and ride out negative years, the guarantees will not likely come in play. Also, several insurers have exited this market, because of lack of profitability and heavy capital requirements. Nevertheless, where available, they do provide protection and may have a role in your retirement product allocation.

How do we deal with this?

First, we have to gradually move to a more conservative portfolio. This concept is embraced by ?target date funds?, but beware of the wide range of equities at the retirement stage between funds. In any case, lowering equities will reduce volatility and expected returns. But we can achieve more stable returns and reduce or eliminate the possibility of a devastating loss.

The years just before and following your retirement date are no time to gamble.

Save more

If you do experience negative investment returns, you can tighten your belt and save more. This will be easier if you can control your expenses and eliminate unnecessary spending.

Stay invested in the markets

Throwing the towel and getting completely out the markets will prevent you from earning good returns when the bull market comes back.

Diversify

Diversifying investments among asset classes is a good idea, but is less effective in down markets because all equity markets tend to become highly correlated. But a well-diversified portfolio will reduce the overall volatility of your investments.?

Plan what you?ll need

Plan what you?ll need for retirement so you know what you need and what it takes to get to you goal. You can make a post-retirement budget and find the right balance between what you wish and what can be realistically achieved.

Work more

If you can, find other part-time contractual work to complement your income and send this money directly to savings.

Defer

If you are eligible to receive a pension from the Canada (or Qu?bec) Pension Plan or a employer-sponsored defined benefit pension plan, consider deferring commencement to the time you get an unreduced pension. Early retirement reductions can be significant working a couple more years lets you earn income and save for retirement and enjoy a full pension when you retire.

?Safe as Houses?

For many, a lot of our net worth is tied to the value of our house. It make sense when children are gone to move to a smaller house or apartment and free up the leftover capital as a source of retirement income. If you get less than expected, this may affect your future standard of living. You may need to be flexible and adjust your expectations or wait for a recovery. Bear in mind the seasonal nature f real estate sales, with the spring being more often a seller?s market.

Throwing a monkey wrench

When all is well and working according to plan, Murphy?s Law rears its ugly head: if anything can go wrong, something will go wrong sooner or later.

Unforeseen expenses such as major renovations or medical issues can be quite costly. There is also the possibility of having to take care of family members in need: aging parents requiring assistance and children, and the time and expense associated with this.

The best way to deal with this is to keep an emergency fund, held in liquid investments to cover the eventualities that could apply to you.

Sad notes

Planning retirement involves both spouses of a couple, even if one retires before the other. If a change occurs in marital status, then the plan has to be redrawn based on each spouse going forward with its share of the family assets. Being single again means that a lot of expenses previously shared will have to be assumed by each, such as housing, car, vacations, etc.

Here?s my second sad topic: death of your spouse. Having the right amount of life insurance is essential to ensure that neither suffers a financial setback on top of a devastating loss.

If one or both is uninsurable, then having a will that minimizes income tax will maximize the assets available to the other spouse. At this point, a change in housing to a less expensive dwellings and investing the difference for future retirement income makes sense.??

Young retirees need more

One last thing, the younger you retire, the more money you?ll need. Retiring early needs careful planning: you have to know how long your money will go and how your sources of retirement income and assets will fit together to meet your retirement budget over the long term.

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6/16/12: 62nd Annual Juneteenth Parade & Festival | SF - FREE

Home ? Fairs & Festivals, Live Music, Recurring ? Annual - June, San Francisco, Top Pick Saturday, June 16, 2012 - 11:00 am to 7:00 pm | Cost: FREE
Fillmore District | Fillmore Street and Geary Street, San Francisco, CA

62nd Annual Juneteenth Parade & Festival | SFSaturday, June 16, 2012 marks the beginning of the 62nd Annual San Francisco Juneteenth Festival, the ?gathering of African-Americans in northern California.

The two-day celebration starts with a parade beginning at the?African American Art & Cultural Complex at 11am?on June 16.?The Juneteeenth festival takes place on June 16 and 17 on Fillmore Street between Geary and McAllister and brings out as many as 25,000 people.

Both days include a classic car and motorcycle show, fashion show, petting zoo, pony rides, 3 on 3 basketball, a health fair, a Soul Train line and of course live entertainment, food vendors, arts and crafts and community information booths.


Links: Event details

Cost: FREE
Tags: Concert, Free, Hip Hop, Jazz, Juneteenth
Categories: Fairs & Festivals, Live Music, Recurring ? Annual - June, San Francisco, Top Pick

Venue: Fillmore District

Address: Fillmore Street and Geary Street, San Francisco, CA

Submitted by Rena Ragimova

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